Credit Officer

Full time Remote

Posted 10 days ago

Job description

Analyze home loan applications under Affordable Housing Finance segment
Assess borrower profiles including salaried, self-employed, and informal income customers
Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity
Evaluate property documents and ensure legal & technical compliance
Verify KYC, banking, and financial documents for authenticity
Perform field investigation (FI) and residence/business verification when required
Prepare credit appraisal notes and recommend approvals based on risk assessment
Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms
Coordinate with sales, legal, technical, and operations teams for smooth loan processing
Monitor loan portfolio quality and identify early warning signals
Maintain proper documentation and audit trails

PVH

Bangalore

Full time On-site 10 days ago

Conduent Business Services India LLP

Bangalore

Full time On-site 10 days ago

Numerator

Full time Remote 10 days ago